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Types of Financing Available:

100% Financing - ZERO DOWN
What is required to qualify:
• Moderate Credit required with a credit score of 580 or above
• Bankruptcy okay if the discharge date is two or more years old
• Employed or Self Employed for two years in at same job or career field
(if you can say yes to any of these question give us a call - we
could have a loan waiting for you!)

First Time Home Buyer Programs (lowest fixed rate program available)
What is required to qualify:
• 3% Down Payment Required
• Bankruptcy okay if the discharge date is four or more years old
• Employed or Self Employed for two years in at same job or career field
• Cash available in an account (401K, 403B retirement accounts are
okay) equal to your down payment, closing costs and 2 months mortgage payments
(if you can say yes to any of these question give us a call - we
could have a loan waiting for you!)

Stated Income Loans:
What is required to qualify:
• ZERO DOWN available
• 620 Credit Score Needed
• No Income or Asset Verification Required
• Must be employed or self employed for two or more years
• Loan amount limited to $450,000
• Bankruptcy okay if the discharge date is two or more years old
(if you can say yes to any of these question give us a call - we
could have a loan waiting for you!)

Poor Credit Loans:
What is required to qualify:
• No minimum credit score required
• Down payment may be required depending on credit score
• Bankruptcy okay if discharged

Hundreds other of programs available for purchase and refinancing that could fit your needs and requirements. In the box provided below please list your situation and your needs so we may answer and questions you may have. We look forward to working with you!

If you wish to have a consultant contact you regarding a loan,
simply call (808) 256 5864, or E-mail | Online Inquiry Form
and one of our consultants will contact you within 24 hours,
or you can use our Online Loan Finder.